diff --git a/COPYRIGHT b/COPYRIGHT
index 1631f85d32180d1123a2ef3f4a02cfa37c672542..cf31432caf08df4c8c176d04018e45ac86e9671b 100644
--- a/COPYRIGHT
+++ b/COPYRIGHT
@@ -21,6 +21,7 @@ GeoIP                  1.4           LGPL-2.1+                   Yes
 NuSoap                 0.9.5         LGPL 2.1+                   Yes             Library to develop SOAP Web services (not into rpm and deb package)
 odtPHP                 1.0.1         GPL-2+  b                   Yes             Library to build/edit ODT files
 PHPExcel               1.7.8         LGPL-2.1+                   Yes             Read/Write XLS files, read ODS files
+php-iban               1.4.6         LGPL-3+                     Yes             Parse and validate IBAN (and IIBAN) bank account information in PHP
 PHPPrintIPP            1.3           GPL-2+                      Yes             Library to send print IPP requests
 TCPDF                  6.0.093       LGPL-3+                     Yes             PDF generation
 
@@ -54,7 +55,10 @@ Copyright
 ---------
 
 Copyright (C) 2015
+- Laurent Destailleur <eldy@users.sourceforge.net>
 - Marcos GarcĂ­a <marcosgdf@gmail.com>
+- Alexandre Spangaro <alexandre.spangaro@gmail.com>
+- Frederic France <frederic.france@free.fr>
 
 Copyright (C) 2014
 - Laurent Destailleur <eldy@users.sourceforge.net>
@@ -67,6 +71,7 @@ Copyright (C) 2014
 - Maxime Kohlhaas <mko@atm-consulting.fr>
 - Juanjo Menent <jmenent@2byte.es>
 - Alexandre Spangaro <alexandre.spangaro@gmail.com>
+- Frederic France <frederic.france@free.fr>
 
 Copyright (C) 2013
 - Christophe Battarel <christophe.battarel@altairis.fr>
diff --git a/htdocs/compta/bank/bankid_fr.php b/htdocs/compta/bank/bankid_fr.php
index 03f0babe75d6f6408ed8f7138ab9943996bcba23..f20d70ef14fcc28c4cd8dc8336c4e04f41d00350 100644
--- a/htdocs/compta/bank/bankid_fr.php
+++ b/htdocs/compta/bank/bankid_fr.php
@@ -245,10 +245,26 @@ if (($_GET["id"] || $_GET["ref"]) && $action != 'edit')
 		if ($account->getCountryCode() == 'IN') $bickey="SWIFT";
 
 		print '<tr><td valign="top">'.$langs->trans($ibankey).'</td>';
-		print '<td colspan="3">'.$account->iban.'</td></tr>';
+		print '<td colspan="3">'.$account->iban.'&nbsp;';
+        if (! empty($account->iban)) {
+            if (! checkIbanForAccount($account)) {
+                print img_picto($langs->trans("IbanNotValid"),'warning');
+            } else {
+                print img_picto($langs->trans("IbanValid"),'info');
+            }
+        }
+        print '</td></tr>';
 
 		print '<tr><td valign="top">'.$langs->trans($bickey).'</td>';
-		print '<td colspan="3">'.$account->bic.'</td></tr>';
+		print '<td colspan="3">'.$account->bic.'&nbsp;';
+        if (! empty($account->bic)) {
+            if (! checkSwiftForAccount($account)) {
+                print img_picto($langs->trans("SwiftNotValid"),'warning');
+            } else {
+                print img_picto($langs->trans("SwiftValid"),'info');
+            }
+        }
+        print '</td></tr>';
 
 		print '<tr><td valign="top">'.$langs->trans("BankAccountDomiciliation").'</td><td colspan="3">';
 		print nl2br($account->domiciliation);
diff --git a/htdocs/core/lib/bank.lib.php b/htdocs/core/lib/bank.lib.php
index e3fb787657be350f1a5724a5343b3c18c9be09f7..db6b9d5b8aaad03a0ecda5f41b3a159b093092e2 100644
--- a/htdocs/core/lib/bank.lib.php
+++ b/htdocs/core/lib/bank.lib.php
@@ -121,7 +121,43 @@ function bank_admin_prepare_head($object)
 	complete_head_from_modules($conf, $langs, $object, $head, $h, 'bank_admin', 'remove');
 
 	return $head;
-		}
+}
+
+/**
+ *      Check SWIFT informations for a bank account
+ *
+ *      @param  Account     $account    A bank account
+ *      @return int                     True if informations are valid, false otherwise
+ */
+function checkSwiftForAccount($account)
+{
+    $swift = $account->bic;
+    if (eregi("^([a-zA-Z]){4}([a-zA-Z]){2}([0-9a-zA-Z]){2}([0-9a-zA-Z]{3})?$", $swift)) {
+        return true;
+    } else {
+        return false;
+    }
+
+}
+
+/**
+ *      Check IBAN number informations for a bank account
+ *
+ *      @param  Account     $account    A bank account
+ *      @return int                     True if informations are valid, false otherwise
+ */
+function checkIbanForAccount($account)
+{
+    require_once DOL_DOCUMENT_ROOT.'/includes/php-iban/oophp-iban.php';
+    $iban = new Iban($account->iban);
+    $check = $iban->Verify();
+    if ($check) {
+        return true;
+    } else {
+        return false;
+    }
+
+}
 
 /**
  * 		Check account number informations for a bank account
diff --git a/htdocs/includes/php-iban/LICENSE b/htdocs/includes/php-iban/LICENSE
new file mode 100644
index 0000000000000000000000000000000000000000..65c5ca88a67c30becee01c5a8816d964b03862f9
--- /dev/null
+++ b/htdocs/includes/php-iban/LICENSE
@@ -0,0 +1,165 @@
+                   GNU LESSER GENERAL PUBLIC LICENSE
+                       Version 3, 29 June 2007
+
+ Copyright (C) 2007 Free Software Foundation, Inc. <http://fsf.org/>
+ Everyone is permitted to copy and distribute verbatim copies
+ of this license document, but changing it is not allowed.
+
+
+  This version of the GNU Lesser General Public License incorporates
+the terms and conditions of version 3 of the GNU General Public
+License, supplemented by the additional permissions listed below.
+
+  0. Additional Definitions.
+
+  As used herein, "this License" refers to version 3 of the GNU Lesser
+General Public License, and the "GNU GPL" refers to version 3 of the GNU
+General Public License.
+
+  "The Library" refers to a covered work governed by this License,
+other than an Application or a Combined Work as defined below.
+
+  An "Application" is any work that makes use of an interface provided
+by the Library, but which is not otherwise based on the Library.
+Defining a subclass of a class defined by the Library is deemed a mode
+of using an interface provided by the Library.
+
+  A "Combined Work" is a work produced by combining or linking an
+Application with the Library.  The particular version of the Library
+with which the Combined Work was made is also called the "Linked
+Version".
+
+  The "Minimal Corresponding Source" for a Combined Work means the
+Corresponding Source for the Combined Work, excluding any source code
+for portions of the Combined Work that, considered in isolation, are
+based on the Application, and not on the Linked Version.
+
+  The "Corresponding Application Code" for a Combined Work means the
+object code and/or source code for the Application, including any data
+and utility programs needed for reproducing the Combined Work from the
+Application, but excluding the System Libraries of the Combined Work.
+
+  1. Exception to Section 3 of the GNU GPL.
+
+  You may convey a covered work under sections 3 and 4 of this License
+without being bound by section 3 of the GNU GPL.
+
+  2. Conveying Modified Versions.
+
+  If you modify a copy of the Library, and, in your modifications, a
+facility refers to a function or data to be supplied by an Application
+that uses the facility (other than as an argument passed when the
+facility is invoked), then you may convey a copy of the modified
+version:
+
+   a) under this License, provided that you make a good faith effort to
+   ensure that, in the event an Application does not supply the
+   function or data, the facility still operates, and performs
+   whatever part of its purpose remains meaningful, or
+
+   b) under the GNU GPL, with none of the additional permissions of
+   this License applicable to that copy.
+
+  3. Object Code Incorporating Material from Library Header Files.
+
+  The object code form of an Application may incorporate material from
+a header file that is part of the Library.  You may convey such object
+code under terms of your choice, provided that, if the incorporated
+material is not limited to numerical parameters, data structure
+layouts and accessors, or small macros, inline functions and templates
+(ten or fewer lines in length), you do both of the following:
+
+   a) Give prominent notice with each copy of the object code that the
+   Library is used in it and that the Library and its use are
+   covered by this License.
+
+   b) Accompany the object code with a copy of the GNU GPL and this license
+   document.
+
+  4. Combined Works.
+
+  You may convey a Combined Work under terms of your choice that,
+taken together, effectively do not restrict modification of the
+portions of the Library contained in the Combined Work and reverse
+engineering for debugging such modifications, if you also do each of
+the following:
+
+   a) Give prominent notice with each copy of the Combined Work that
+   the Library is used in it and that the Library and its use are
+   covered by this License.
+
+   b) Accompany the Combined Work with a copy of the GNU GPL and this license
+   document.
+
+   c) For a Combined Work that displays copyright notices during
+   execution, include the copyright notice for the Library among
+   these notices, as well as a reference directing the user to the
+   copies of the GNU GPL and this license document.
+
+   d) Do one of the following:
+
+       0) Convey the Minimal Corresponding Source under the terms of this
+       License, and the Corresponding Application Code in a form
+       suitable for, and under terms that permit, the user to
+       recombine or relink the Application with a modified version of
+       the Linked Version to produce a modified Combined Work, in the
+       manner specified by section 6 of the GNU GPL for conveying
+       Corresponding Source.
+
+       1) Use a suitable shared library mechanism for linking with the
+       Library.  A suitable mechanism is one that (a) uses at run time
+       a copy of the Library already present on the user's computer
+       system, and (b) will operate properly with a modified version
+       of the Library that is interface-compatible with the Linked
+       Version.
+
+   e) Provide Installation Information, but only if you would otherwise
+   be required to provide such information under section 6 of the
+   GNU GPL, and only to the extent that such information is
+   necessary to install and execute a modified version of the
+   Combined Work produced by recombining or relinking the
+   Application with a modified version of the Linked Version. (If
+   you use option 4d0, the Installation Information must accompany
+   the Minimal Corresponding Source and Corresponding Application
+   Code. If you use option 4d1, you must provide the Installation
+   Information in the manner specified by section 6 of the GNU GPL
+   for conveying Corresponding Source.)
+
+  5. Combined Libraries.
+
+  You may place library facilities that are a work based on the
+Library side by side in a single library together with other library
+facilities that are not Applications and are not covered by this
+License, and convey such a combined library under terms of your
+choice, if you do both of the following:
+
+   a) Accompany the combined library with a copy of the same work based
+   on the Library, uncombined with any other library facilities,
+   conveyed under the terms of this License.
+
+   b) Give prominent notice with the combined library that part of it
+   is a work based on the Library, and explaining where to find the
+   accompanying uncombined form of the same work.
+
+  6. Revised Versions of the GNU Lesser General Public License.
+
+  The Free Software Foundation may publish revised and/or new versions
+of the GNU Lesser General Public License from time to time. Such new
+versions will be similar in spirit to the present version, but may
+differ in detail to address new problems or concerns.
+
+  Each version is given a distinguishing version number. If the
+Library as you received it specifies that a certain numbered version
+of the GNU Lesser General Public License "or any later version"
+applies to it, you have the option of following the terms and
+conditions either of that published version or of any later version
+published by the Free Software Foundation. If the Library as you
+received it does not specify a version number of the GNU Lesser
+General Public License, you may choose any version of the GNU Lesser
+General Public License ever published by the Free Software Foundation.
+
+  If the Library as you received it specifies that a proxy can decide
+whether future versions of the GNU Lesser General Public License shall
+apply, that proxy's public statement of acceptance of any version is
+permanent authorization for you to choose that version for the
+Library.
diff --git a/htdocs/includes/php-iban/docs/COMEDY-OF-ERRORS b/htdocs/includes/php-iban/docs/COMEDY-OF-ERRORS
new file mode 100644
index 0000000000000000000000000000000000000000..0eb3b8860adabc5f142054d5b3bbb066b7a65957
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/COMEDY-OF-ERRORS
@@ -0,0 +1,55 @@
+This file lists specific errors observed in the official IBAN specification.
+
+In addition to the specific errors, there persist basic outstanding
+matters that cause issue for implementers:
+ - Non 1:1 mapping of records to countries (eg: French territories, etc.)
+ - Mixing of free text and hard data in specification fields
+ - Lack of validation of information in fields prior to publishing
+ - Lack of synchronisation between TXT and PDF versions of the registry
+
+2011-07-16
+----------
+ - No information for Kuwait past sixth column
+ - Total absence of information regarding Kazakhstan
+ - '1.00001E+15' instead of a valid BBAN example for Lithuania
+ - Repeated IBAN example in human format instead of IBAN format-
+   specification for UAE
+ - Incorrect domestic example for Bulgaria, Kazakhstan, Latvia,
+   Lithuania, Luxembourg, Macedonia, Mauritius, Romania, San Marino
+   (complete, human-format IBAN instead of domestic example)
+
+Early 2012
+----------
+ - Inconsistent record ordering (KW, KZ)
+ - Inconsistent capitalization (DK)
+ - Continued presence of incorrect domestic examples
+
+February 2013
+-------------
+ - Deployment of unparseable special values such as "Not in use" (FI).
+ - Still(!) missing a registry entry for 2010's 'new' entry of Khazakstan
+
+September 2013
+--------------
+ - Azerbaijan, Brazil, Costa Rica, Palestine, Virgin Islands 'SEPA 
+   Country' field in PDF (yes/no) is completely blank
+
+March 2014
+----------
+ - In multiple cases, territories of a major country have a SEPA status
+   that differs from the parent jurisdiction. The IBAN specification as
+   previously released does not include individual records for these
+   territories, and thus cannot convey this important information.
+ - The IBAN registry's old URL is no longer publicly available! Its now
+   ends in a 404, and the apparent new home, located over at
+   http://www.swift.com/products_services/by_type/reference_data/iban_registry_iso13616
+   does not have any content. The parent portion of this part of the
+   SWIFT website suggests the information may have been moved to a new
+   'SWIFTRef' site, however that site appears to only peddle paid for
+   directories of BICs and similar. The new location after much
+   searching was found to be http://www.swift.com/products_services/bic_and_iban_format_registration_iban_format_r
+
+June 2014
+---------
+ - The TXT registry records of QA and JO do not match those within the 
+   PDF and are essentially spurious while looking roughly correct. Dang.
diff --git a/htdocs/includes/php-iban/docs/ECBS standard implementation guidelines SIG203V3.2.pdf b/htdocs/includes/php-iban/docs/ECBS standard implementation guidelines SIG203V3.2.pdf
new file mode 100644
index 0000000000000000000000000000000000000000..c7c860aee67e0d718e9c87eee383c28d01c0c6f7
Binary files /dev/null and b/htdocs/includes/php-iban/docs/ECBS standard implementation guidelines SIG203V3.2.pdf differ
diff --git a/htdocs/includes/php-iban/docs/HACKING b/htdocs/includes/php-iban/docs/HACKING
new file mode 100644
index 0000000000000000000000000000000000000000..dfc48f1ae5bbeb55b6773391100bcb396acc4b64
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/HACKING
@@ -0,0 +1,63 @@
+By unix tradition, this file outlines information that may be useful to
+people who wish to modify the php-iban project. It outlines some basic
+information around design decisions and other considerations.
+
+ Procedural style
+ ----------------
+   The code is written in PHP's original procedural style, and does
+   not require or assume any OO model. This is unix tradition and
+   should ease any integration pains due to objectspace mismatches.
+   In addition, it should make it easy for users both within an OO
+   or a procedural codebase to make use of the library. An OO wrapper
+   has been supplied to make things more familiar for those who are
+   only exposed to OO PHP: please try to keep it in synch with the
+   procedural (main) library where possible.
+
+ Registry maintenance
+ --------------------
+   The 'convert-registry.php' tool found in the 'utils/' subdirectory
+   is intended to assist with the automatic conversion of the SWIFT-
+   provided 'IBAN Registry' text files to the format required to
+   support php-iban execution. Why is there a new format, and why is it
+   distributed with php-iban instead of being generated on the fly
+   from SWIFT-provided data files? There are a few reasons:
+
+    - Error correction
+      If errors are discovered in the official specification then they
+      can be resolved by us. There are (or have been) known errors
+      with the official IBAN Registry. (See COMEDY-OF-ERRORS)
+
+    - Exclusion correction
+      If exclusions are discovered in the official specification then
+      they can be resolved by us. There are (or have been) known 
+      exclusions from the official IBAN Registry. (See COMEDY-OF-ERRORS)
+
+    - Efficiency
+      Because pattern matching is a core part of the functionality of
+      php-iban, and the pattern algorithms distributed by SWIFT are
+      (rather strangely) not in regular expression format, using their
+      files directly would result in a fairly significant startup
+      penalty as pattern conversion would be required (at each
+      invocation!) unless a caching strategy were deployed, which would
+      create additional complexity and sources of bugs (in addition,
+      due to the previous two points automatic conversion is not
+      presently possible ... and may never be!)
+
+    - Maintainability
+      Distribution of a modified registry along with php-iban places
+      the burden of registry maintenance on with the package 
+      maintainer(s) rather than with the user. This is better for
+      users who, if they really want, can still hack their local copy.
+
+   Note that due to points one and two, the 'convert-registry.php' tool
+   is insufficient to produce a correct 'registry.txt' file.  (You may
+   wish to review the differences between your newly generated file
+   and the original with the 'diff' tool in order to ascertain what
+   has changed.)
+
+   A closing point on the registry: obviously, if any new fields are
+   added, then it is best to append them to the end of the registry
+   (rightmost, new field) in order to preserve backwards compatibility
+   instead of re-ordering the fields which would break older installs.
+   (The internal '_iban_load_registry()' function re-orders these fields
+   at load time in order to simplify runtime debugging, anyway.)
diff --git a/htdocs/includes/php-iban/docs/ISO13616.pdf b/htdocs/includes/php-iban/docs/ISO13616.pdf
new file mode 100644
index 0000000000000000000000000000000000000000..fa23285c4f773896fee58e41970274af10ec5fd4
Binary files /dev/null and b/htdocs/includes/php-iban/docs/ISO13616.pdf differ
diff --git a/htdocs/includes/php-iban/docs/LICENSE b/htdocs/includes/php-iban/docs/LICENSE
new file mode 100644
index 0000000000000000000000000000000000000000..fc8a5de7edf437cdc98a216370faf7c757279bcb
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/LICENSE
@@ -0,0 +1,165 @@
+		   GNU LESSER GENERAL PUBLIC LICENSE
+                       Version 3, 29 June 2007
+
+ Copyright (C) 2007 Free Software Foundation, Inc. <http://fsf.org/>
+ Everyone is permitted to copy and distribute verbatim copies
+ of this license document, but changing it is not allowed.
+
+
+  This version of the GNU Lesser General Public License incorporates
+the terms and conditions of version 3 of the GNU General Public
+License, supplemented by the additional permissions listed below.
+
+  0. Additional Definitions. 
+
+  As used herein, "this License" refers to version 3 of the GNU Lesser
+General Public License, and the "GNU GPL" refers to version 3 of the GNU
+General Public License.
+
+  "The Library" refers to a covered work governed by this License,
+other than an Application or a Combined Work as defined below.
+
+  An "Application" is any work that makes use of an interface provided
+by the Library, but which is not otherwise based on the Library.
+Defining a subclass of a class defined by the Library is deemed a mode
+of using an interface provided by the Library.
+
+  A "Combined Work" is a work produced by combining or linking an
+Application with the Library.  The particular version of the Library
+with which the Combined Work was made is also called the "Linked
+Version".
+
+  The "Minimal Corresponding Source" for a Combined Work means the
+Corresponding Source for the Combined Work, excluding any source code
+for portions of the Combined Work that, considered in isolation, are
+based on the Application, and not on the Linked Version.
+
+  The "Corresponding Application Code" for a Combined Work means the
+object code and/or source code for the Application, including any data
+and utility programs needed for reproducing the Combined Work from the
+Application, but excluding the System Libraries of the Combined Work.
+
+  1. Exception to Section 3 of the GNU GPL.
+
+  You may convey a covered work under sections 3 and 4 of this License
+without being bound by section 3 of the GNU GPL.
+
+  2. Conveying Modified Versions.
+
+  If you modify a copy of the Library, and, in your modifications, a
+facility refers to a function or data to be supplied by an Application
+that uses the facility (other than as an argument passed when the
+facility is invoked), then you may convey a copy of the modified
+version:
+
+   a) under this License, provided that you make a good faith effort to
+   ensure that, in the event an Application does not supply the
+   function or data, the facility still operates, and performs
+   whatever part of its purpose remains meaningful, or
+
+   b) under the GNU GPL, with none of the additional permissions of
+   this License applicable to that copy.
+
+  3. Object Code Incorporating Material from Library Header Files.
+
+  The object code form of an Application may incorporate material from
+a header file that is part of the Library.  You may convey such object
+code under terms of your choice, provided that, if the incorporated
+material is not limited to numerical parameters, data structure
+layouts and accessors, or small macros, inline functions and templates
+(ten or fewer lines in length), you do both of the following:
+
+   a) Give prominent notice with each copy of the object code that the
+   Library is used in it and that the Library and its use are
+   covered by this License.
+
+   b) Accompany the object code with a copy of the GNU GPL and this license
+   document.
+
+  4. Combined Works.
+
+  You may convey a Combined Work under terms of your choice that,
+taken together, effectively do not restrict modification of the
+portions of the Library contained in the Combined Work and reverse
+engineering for debugging such modifications, if you also do each of
+the following:
+
+   a) Give prominent notice with each copy of the Combined Work that
+   the Library is used in it and that the Library and its use are
+   covered by this License.
+
+   b) Accompany the Combined Work with a copy of the GNU GPL and this license
+   document.
+
+   c) For a Combined Work that displays copyright notices during
+   execution, include the copyright notice for the Library among
+   these notices, as well as a reference directing the user to the
+   copies of the GNU GPL and this license document.
+
+   d) Do one of the following:
+
+       0) Convey the Minimal Corresponding Source under the terms of this
+       License, and the Corresponding Application Code in a form
+       suitable for, and under terms that permit, the user to
+       recombine or relink the Application with a modified version of
+       the Linked Version to produce a modified Combined Work, in the
+       manner specified by section 6 of the GNU GPL for conveying
+       Corresponding Source.
+
+       1) Use a suitable shared library mechanism for linking with the
+       Library.  A suitable mechanism is one that (a) uses at run time
+       a copy of the Library already present on the user's computer
+       system, and (b) will operate properly with a modified version
+       of the Library that is interface-compatible with the Linked
+       Version. 
+
+   e) Provide Installation Information, but only if you would otherwise
+   be required to provide such information under section 6 of the
+   GNU GPL, and only to the extent that such information is
+   necessary to install and execute a modified version of the
+   Combined Work produced by recombining or relinking the
+   Application with a modified version of the Linked Version. (If
+   you use option 4d0, the Installation Information must accompany
+   the Minimal Corresponding Source and Corresponding Application
+   Code. If you use option 4d1, you must provide the Installation
+   Information in the manner specified by section 6 of the GNU GPL
+   for conveying Corresponding Source.)
+
+  5. Combined Libraries.
+
+  You may place library facilities that are a work based on the
+Library side by side in a single library together with other library
+facilities that are not Applications and are not covered by this
+License, and convey such a combined library under terms of your
+choice, if you do both of the following:
+
+   a) Accompany the combined library with a copy of the same work based
+   on the Library, uncombined with any other library facilities,
+   conveyed under the terms of this License.
+
+   b) Give prominent notice with the combined library that part of it
+   is a work based on the Library, and explaining where to find the
+   accompanying uncombined form of the same work.
+
+  6. Revised Versions of the GNU Lesser General Public License.
+
+  The Free Software Foundation may publish revised and/or new versions
+of the GNU Lesser General Public License from time to time. Such new
+versions will be similar in spirit to the present version, but may
+differ in detail to address new problems or concerns.
+
+  Each version is given a distinguishing version number. If the
+Library as you received it specifies that a certain numbered version
+of the GNU Lesser General Public License "or any later version"
+applies to it, you have the option of following the terms and
+conditions either of that published version or of any later version
+published by the Free Software Foundation. If the Library as you
+received it does not specify a version number of the GNU Lesser
+General Public License, you may choose any version of the GNU Lesser
+General Public License ever published by the Free Software Foundation.
+
+  If the Library as you received it specifies that a proxy can decide
+whether future versions of the GNU Lesser General Public License shall
+apply, that proxy's public statement of acceptance of any version is
+permanent authorization for you to choose that version for the
+Library.
diff --git a/htdocs/includes/php-iban/docs/README b/htdocs/includes/php-iban/docs/README
new file mode 100644
index 0000000000000000000000000000000000000000..e0deacd88f3d6d5fcee6d18569c2094d9a4e0ade
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/README
@@ -0,0 +1,207 @@
+php-iban README
+---------------
+
+php-iban is a library for parsing and validating International Bank
+Account Number (IBAN) information in PHP.
+
+It also validates Internet International Bank Account Number
+(IIBAN) as specified at http://tools.ietf.org/html/draft-iiban-01
+(see also http://www.ifex-project.org/our-proposals/iiban)
+
+php-iban lives at http://code.google.com/p/php-iban
+
+  What is an IBAN?
+  ----------------
+    An IBAN is basically a standardised way of explaining a bank
+    account number that works across borders.  Its structure is:
+
+     <Two Letter ISO Country Code> + <Two Digit Checksum] + <BBAN>
+    
+    BBAN is the term used to describe the national-level format
+    for a bank account number, which varies between countries
+    (and was sometimes created just to get IBAN connectivity!).
+    Note that a BBAN may have its own checksum algorithm.
+
+    IBAN provides basic protection, using the checksum, against
+    transcription (ie: human copying) errors. It also provides
+    a registry of valid destination countries and their BBAN
+    formats. Thus, when you ask php-iban to 'validate' an IBAN
+    it ensures that these checks are passed. However, it cannot
+    ensure that a bank account actually exists - the only party
+    who can do that is the receiving bank or country.
+
+    IBAN was invented in Europe, however its usage is growing
+    rapidly to other parts of the world. Thus, the future of
+    this library looks pretty good.
+
+    For further information, please see 'docs/ISO13616.pdf' or
+    visit Wikipedia at http://en.wikipedia.org/wiki/IBAN
+
+  What is an IIBAN?
+  -----------------
+   An Internet IBAN (IIBAN) identifies an internet-based financial
+   endpoint in a manner that is superset-compatible with the existing
+   European Committee for Banking Standards (ECBS) International Bank
+   Account Number (IBAN) standard [ISO13616].
+
+   For more information see http://tools.ietf.org/html/draft-iiban-00
+   and http://www.ifex-project.org/our-proposals/iiban
+
+   To disable IIBAN support from your installation, simply remove
+   the second ('AA|...') line from the top of the registry.txt file.
+
+  Execution environment
+  ---------------------
+    At present the library merely requires a PHP engine to be present
+    and has no external dependencies.  It is recommended that your
+    PHP engine is configured to disable verbose warnings for events
+    such as access of unknown array indexes, though this should be
+    standard on almost any PHP deployment today. Any PHP engine
+    in use today should be compatible, though PHP3 or PHP4 execution
+    environments may require minor modifications (specifically,
+    some string functions may have changed).
+
+  Installation
+  ------------
+    Simply copy 'php-iban.php' and 'registry.txt' to an appropriate
+    location for your project. The location of the files will affect
+    the 'require_once()' line used to load the library from your
+    codebase, and may have relevance security (see 'Security' below).
+    Note that 'php-iban.php' expects to find 'registry.txt' in the
+    same directory as itself.
+
+  Security
+  --------
+    Following best practice for library files, the location chosen 
+    for the php-iban.php and registry.txt files should ideally be 
+    outside of any web-accessible directories. Thus, if your 
+    web project lives in /var/www/myproject/htdocs/ then it would
+    be preferably to place php-iban in /var/www/myproject or some
+    other directory that is not visible to regular web users.
+    
+    Secondly, neither file should be writable by the web server
+    itself in order to prevent compromise of the execution path
+    (ie: getting hacked). So, for example if your web server runs
+    as user 'www', group 'www', you can ensure that the web server
+    has minimal required privileges against the files as follows
+    (note that you will need to be root to execute these commands):
+
+     # chown <myuser> php-iban registry.txt  # where <myuser> is a
+                                             # non-root user that
+                                             # is not 'www'.
+     # chgrp www php-iban registry.txt       # set group to 'www'
+     # chmod ugo-rwx php-iban registry.txt   # remove privileges
+     # chmod g+r php-iban registry.txt       # allow 'www' group
+                                             # to read the files
+
+    Obviously the above do not apply if you are using PHP in a 
+    non web-oriented project (eg: a cronjob or daemon), a usage
+    of the language that is apparently growing - but limited.
+
+  Using the library
+  -----------------
+    Basic invocation is as follows:
+
+      # include the library
+      require_once('/path/to/php-iban.php'); # /path/to/ is optional
+
+      # use some library function or other...
+      if(!verify_iban($iban_to_verify)) {
+       # blame the user...
+      }
+
+    Note that because the library is designed in a procedural manner
+    rather than an object-oriented manner it should be easy to 
+    integrate with a wide variety of established codebases and 
+    PHP interpreter versions.
+
+  Using the library's OO wrapper
+  ------------------------------
+    Because many new PHP programmers seems to learn the language via
+    books that only teach OO based programming and are thus unfamiliar
+    with procedural PHP (and often relatively inexperienced as 
+    programmers, too) an OO wrapper-library has been provided.
+
+    ======================= READ THIS =================================
+    However *you should avoid excessive use of OO*. For some thought
+    provoking discussions of the negative aspects of overusing OO,
+    please refer to 'Coders at Work' and 'The Art of UNIX Programming'.
+    (OO is great for some problems, but simply pointless for most.)
+    ===================================================================
+
+    Anyway, to use the OO wrapper supplied, invocation is as follows:
+
+      # include the OO wrapper to the library
+      require_once('/path/to/oophp-iban.php'); # /path/to is optional
+
+      # instantiate an IBAN object
+      $myIban = new IBAN('AZ12345678901234');
+      if(!$myIban->Verify()) {
+       # blame the user...
+      }
+
+  Documentation
+  -------------
+    There are three types of functions provided by the library:
+
+     - IBAN-level functions
+
+         These are functions that operate on an IBAN. All of these
+         functions accept either machine format or human format
+         IBANs as input. Typically they return facts about an IBAN
+         as their output (for example whether it is valid or not,
+         or the BBAN (national-level) portion of the IBAN), though
+         some of them may perform other functions (eg: fixing a
+         broken IBAN checksum). These functions are named 'iban_*'
+         with the exception of the most commonly used function,
+         'verify_iban()', and excepting the country-level functions.
+
+         (Regarding the object oriented wrapper - all of these
+          functions are implemented as methods on IBAN objects)
+
+     - IBAN country-level functions
+         These functions return information about countries that are
+         part of the IBAN standard. They each take the two letter 
+         ISO country code at the beginning of an IBAN as their
+         argument. They are named 'iban_country_*', with the 
+         exception of 'iban_countries()' which returns a list of
+         the known IBAN countries. (For example, functions that 
+         return an example IBAN or BBAN for the country, or the 
+         name of the country.)
+
+         (Regarding the object oriented wrapper - all of these
+          functions are implemented as methods on IBANCountry
+          objects, except for 'iban_countries()' which is 
+          implemented as the Countries() method on the IBAN class)
+
+     - Internal functions
+         These functions begin with '_iban_*' and can be ignored.
+
+         (Regarding the object oriented wrapper - these functions
+          are not present)
+
+    Please refer to either http://code.google.com/p/php-iban or the
+    commented source code of php-iban itself for the complete list of
+    which functions are available. Of course, in unix style one could
+    achieve the same in a pinch as follows (instant documentation!):
+     $ grep function php-iban.php
+     $ egrep '(Class|function)' oophp-iban.php
+
+  Community
+  ---------
+    You are encouraged to contribute bugs, feedback and suggestions 
+    through the project's website.
+
+    Particularly if you deploy php-iban in a commercial setting, you are
+    STRONGLY encouraged to join the project's mailing list, which can
+    be found via the website. Joining the mailing list ensures that you
+    can be made aware of important updates. Important updates include:
+     - Updates to new registry editions (support new countries that have
+       been added to the IBAN system)
+     - Bug fixes 
+     - Security updates
+
+    The email list receives almost no traffic and as a 'Google Group' is
+    well protected from spam, so don't worry about junk in your inbox.
+
+Thanks for choosing php-iban! You have excellent taste in software ;)
diff --git a/htdocs/includes/php-iban/docs/REGISTRY-URL b/htdocs/includes/php-iban/docs/REGISTRY-URL
new file mode 100644
index 0000000000000000000000000000000000000000..58fb8c6dadb401571c446c16987c5262aa3e46b9
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/REGISTRY-URL
@@ -0,0 +1,17 @@
+To get the latest ISO13616 IBAN registry, go to:
+ http://www.swift.com/products_services/bic_and_iban_format_registration_iban_format_r
+
+TXT format:
+ http://www.swift.com/dsp/resources/documents/IBAN_Registry.txt
+
+PDF format:
+ http://www.swift.com/dsp/resources/documents/IBAN_Registry.pdf
+
+Unfortunately, it has been noticed in 2011 that the official .txt file is
+not an accurate representation of the PDF format specification, and lacks
+some information. It is hoped that in future SWIFT will be more careful to
+publish only correct standards information.
+
+It has been noted in 2014 that this is still the case.
+
+(For more information on this subject, see the HACKING file)
diff --git a/htdocs/includes/php-iban/docs/SEPA b/htdocs/includes/php-iban/docs/SEPA
new file mode 100644
index 0000000000000000000000000000000000000000..8310ff1cfb08aeb9c2945d9ac388b25f9c5e73d5
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/SEPA
@@ -0,0 +1,9 @@
+Interpreting the SEPA Field
+===========================
+
+Note that some IIBAN providers may in fact provide SEPA connectivity.
+
+Thus, implementers are reminded to consider the reported SEPA status
+of a country within the registry as confirming rather than negating
+the potential SEPA status of a potential financial institution who
+may be party to a proposed transaction.
diff --git a/htdocs/includes/php-iban/docs/TODO b/htdocs/includes/php-iban/docs/TODO
new file mode 100644
index 0000000000000000000000000000000000000000..906ab7e3fb6e0fda9dc21fcd3af8ca1f92ce80ec
--- /dev/null
+++ b/htdocs/includes/php-iban/docs/TODO
@@ -0,0 +1,21 @@
+TODO
+----
+
+ - Finnish record suggests position at which to pad domestic account
+   numbers in order to reach a BBAN / IBAN, this data could be of
+   some use for certain applications and would be nice to include
+ - Addition of information regarding preferred human-level formatting
+   for each country's BBAN - worthwhile?
+ - Addition of 'date effective' information for records such as BH
+   and the UAE that published data in advance of deployment
+ - Support for calculating or validating any known national (sub-
+   BBAN-level) checksum algorithms?
+ - URLs to national-level BBAN format specifications
+ - Consider adding a library of localised forms and abbreviations
+   for account number portions, for example Austria and Germany seem
+   to have 'Kontonummer' (KTO) for account number, and 'Bankleitzah'
+   (BLZ) for bank identifier. This could assist greatly with 
+   deployments requiring international and/or constrained input.
+ - Consider building a library of national-level bank or payment
+   institution identifier codes. This would be rather large and an
+   optional extension and would be in competition with SWIFTRef.
diff --git a/htdocs/includes/php-iban/mistranscriptions.txt b/htdocs/includes/php-iban/mistranscriptions.txt
new file mode 100644
index 0000000000000000000000000000000000000000..7593475ff6f6e4f3e06fb6e207c5b93af2a0532f
--- /dev/null
+++ b/htdocs/includes/php-iban/mistranscriptions.txt
@@ -0,0 +1,49 @@
+ ; formalities
+ input-roman = number / letter
+ number      = c-0 / c-1 / c-2 / c-3 / c-4 / c-5 / c-6 / c-7 / c-8 / c-9
+ letter      = c-a / c-b / c-c / c-d / c-e / c-f / c-g / c-h / c-i / c-j
+                   / c-k / c-l / c-m / c-n / c-o / c-p / c-q / c-r / c-s
+                   / c-t / c-u / c-v / c-w / c-x / c-y / c-z
+
+ ; possible sources of mistranscribed numbers
+ c-0 = "O" / "6" / "D" / "G"
+ c-1 = "I" / "L" / "7" / "2" / "Z"
+ c-2 = "Z" / "7" / "P" / "E" / "1"
+ c-3 = "8" / "B"
+ c-4 = "G" / "U"
+ c-5 = "S" / "7"
+ c-6 = "0" / "O" / "8" / "G" / "C" / "B" / "D"
+ c-7 = "J" / "I" / "1" / "L"
+ c-8 = "B" / "3" / "6"
+ c-9 = "G" / "Y" / "O" / "0" / "D"
+
+ ; possible sources of mistranscribed letters
+ c-a = "G" / "Q" / "O" / "0"
+ c-b = "6" / "3" / "8" / "P" / "0" / "O"
+ c-c = "R" / "6" / "I" / "L" / "O" / "0"
+ c-d = "0" / "O" / "9" / "Q" / "G" / "6" / "A"
+ c-e = "F" / "G" / "0" / "2" / "K" / "Z" / "S" / "O"
+ c-f = "E" / "K" / "T" / "P" / "Y" / "4" / "B" / "7" / "1"
+ c-g = "9" / "Q" / "8" / "6" / "0" / "C" / "4" / "O"
+ c-h = "B" / "N" / "A" / "4" / "6" / "M" / "W" / "F" / "R" / "T" / "X"
+ c-i = "1" / "L" / "7" / "J" / "2" / "T" / "Z"
+ c-j = "I" / "7" / "2" / "9" / "1" / "U" / "T" / "Q" / "P" / "Y" / "Z"
+           / "L" / "S"
+ c-k = "F" / "X" / "H" / "R" 
+ c-l = "1" / "2" / "7" / "C" / "I" / "J" / "R" / "T" / "Y" / "Z"
+ c-m = "H" / "8" / "E" / "3" / "N" / "V" / "W" 
+ c-n = "H" / "R" / "C" / "2" / "4" / "M" / "O" / "P" / "K" / "T" / "Z"
+ c-o = "0" / "6" / "9" / "A" / "D" / "G" / "C" / "E" / "B" / "N" / "P"
+           / "Q" / "R"
+ c-p = "F" / "4" / "8" / "2" / "B" / "J" / "R" / "N" / "O" / "T" / "Y"
+ c-q = "O" / "G" / "9" / "Y" / "1" / "7" / "L"
+ c-r = "K" / "B" / "V" / "C" / "1" / "L" / "2"
+ c-s = "5" / "6" / "9" / "B" / "G" / "Q" / "A" / "Y"
+ c-t = "1" / "4" / "7" / "F" / "I" / "J" / "L" / "P" / "X" / "Y"
+ c-u = "V" / "N" / "A" / "4" / "9" / "W" / "Y"
+ c-v = "U" / "R" / "N"
+ c-w = "M" / "N" / "U" / "V"
+ c-x = "K" / "F" / "4" / "T" / "V" / "Y"
+ c-y = "G" / "V" / "J" / "I" / "4" / "9" / "T" / "F" / "Q" / "1"
+ c-z = "2" / "1" / "L" / "R" / "I" / "7" / "V" / "3" / "4"
+
diff --git a/htdocs/includes/php-iban/oophp-iban.php b/htdocs/includes/php-iban/oophp-iban.php
new file mode 100644
index 0000000000000000000000000000000000000000..76e3cd0d06b9b2a8ebc040e5961c40a3c6d7aa19
--- /dev/null
+++ b/htdocs/includes/php-iban/oophp-iban.php
@@ -0,0 +1,157 @@
+<?php
+
+# OO wrapper for 'php-iban.php'
+Class IBAN {
+
+ function __construct($iban = '') {
+  require_once('php-iban.php'); # load the procedural codebase
+  $this->iban = $iban;
+ }
+
+ public function Verify($iban='') {
+  if($iban!='') { return verify_iban($iban); }
+  return verify_iban($this->iban);
+  # we could throw exceptions of various types, but why - does it really
+  # add anything? possibly some slightly better user feedback potential.
+  # however, this can be written by hand by performing individual checks
+  # ala the code in verify_iban() itself where required, which is likely
+  # almost never. for the increased complexity and
+  # maintenance/documentation cost, i say, therefore: no. no exceptions.
+ }
+
+ public function MistranscriptionSuggestions() {
+  return iban_mistranscription_suggestions($this->iban);
+ }
+
+ public function MachineFormat() {
+  return iban_to_machine_format($this->iban);
+ }
+
+ public function HumanFormat() {
+  return iban_to_human_format($this->iban);
+ }
+
+ public function Country($iban='') {
+  return iban_get_country_part($this->iban);
+ }
+
+ public function Checksum($iban='') {
+  return iban_get_checksum_part($this->iban);
+ }
+
+ public function BBAN() {
+  return iban_get_bban_part($this->iban);
+ }
+
+ public function VerifyChecksum() {
+  return iban_verify_checksum($this->iban);
+ }
+
+ public function FindChecksum() {
+  return iban_find_checksum($this->iban);
+ }
+
+ public function SetChecksum() {
+  $this->iban = iban_set_checksum($this->iban);
+ }
+
+ public function ChecksumStringReplace() {
+  return iban_checksum_string_replace($this->iban);
+ }
+
+ public function Parts() {
+  return iban_get_parts($this->iban);
+ }
+
+ public function Bank() {
+  return iban_get_bank_part($this->iban);
+ }
+
+ public function Branch() {
+  return iban_get_branch_part($this->iban);
+ }
+
+ public function Account() {
+  return iban_get_account_part($this->iban);
+ }
+
+ public function Countries() {
+  return iban_countries();
+ }
+}
+
+# IBANCountry
+Class IBANCountry {
+
+ # constructor with code
+ function __construct($code = '') {
+  $this->code = $code;
+ }
+
+ public function Name() {
+  return iban_country_get_country_name($this->code);
+ }
+
+ public function DomesticExample() {
+  return iban_country_get_domestic_example($this->code);
+ }
+
+ public function BBANExample() {
+  return iban_country_get_bban_example($this->code);
+ }
+
+ public function BBANFormatSWIFT() {
+  return iban_country_get_bban_format_swift($this->code);
+ }
+
+ public function BBANFormatRegex() {
+  return iban_country_get_bban_format_regex($this->code);
+ }
+
+ public function BBANLength() {
+  return iban_country_get_bban_length($this->code);
+ }
+
+ public function IBANExample() {
+  return iban_country_get_iban_example($this->code);
+ }
+
+ public function IBANFormatSWIFT() {
+  return iban_country_get_iban_format_swift($this->code);
+ }
+
+ public function IBANFormatRegex() {
+  return iban_country_get_iban_format_regex($this->code);
+ }
+
+ public function IBANLength() {
+  return iban_country_get_iban_length($this->code);
+ }
+
+ public function BankIDStartOffset() {
+  return iban_country_get_bankid_start_offset($this->code);
+ }
+
+ public function BankIDStopOffset() {
+  return iban_country_get_bankid_stop_offset($this->code);
+ }
+
+ public function BranchIDStartOffset() {
+  return iban_country_get_branchid_start_offset($this->code);
+ }
+
+ public function BranchIDStopOffset() {
+  return iban_country_get_branchid_stop_offset($this->code);
+ }
+
+ public function RegistryEdition() {
+  return iban_country_get_registry_edition($this->code);
+ }
+
+ public function IsSEPA() {
+  return iban_country_is_sepa($this->code);
+ }
+
+}
+
+?>
diff --git a/htdocs/includes/php-iban/php-iban.php b/htdocs/includes/php-iban/php-iban.php
new file mode 100644
index 0000000000000000000000000000000000000000..e4ef4d8dd1d1e3cca28adc53c4fd52ea60ea8677
--- /dev/null
+++ b/htdocs/includes/php-iban/php-iban.php
@@ -0,0 +1,486 @@
+<?php
+
+# PHP IBAN - http://code.google.com/p/php-iban - LGPLv3
+
+# Global flag by request
+$__disable_iiban_gmp_extension=false;
+
+# Verify an IBAN number.  Returns true or false.
+#  NOTE: Input can be printed 'IIBAN xx xx xx...' or 'IBAN xx xx xx...' or machine 'xxxxx' format.
+function verify_iban($iban) {
+
+ # First convert to machine format.
+ $iban = iban_to_machine_format($iban);
+
+ # Get country of IBAN
+ $country = iban_get_country_part($iban);
+
+ # Test length of IBAN
+ if(strlen($iban)!=iban_country_get_iban_length($country)) { return false; }
+
+ # Get checksum of IBAN
+ $checksum = iban_get_checksum_part($iban);
+
+ # Get country-specific IBAN format regex
+ $regex = '/'.iban_country_get_iban_format_regex($country).'/';
+
+ # Check regex
+ if(preg_match($regex,$iban)) {
+  # Regex passed, check checksum
+  if(!iban_verify_checksum($iban)) { 
+   return false;
+  }
+ }
+ else {
+  return false;
+ }
+
+ # Otherwise it 'could' exist
+ return true;
+}
+
+# Convert an IBAN to machine format.  To do this, we
+# remove IBAN from the start, if present, and remove
+# non basic roman letter / digit characters
+function iban_to_machine_format($iban) {
+ # Uppercase and trim spaces from left
+ $iban = ltrim(strtoupper($iban));
+ # Remove IIBAN or IBAN from start of string, if present
+ $iban = preg_replace('/^I?IBAN/','',$iban);
+ # Remove all non basic roman letter / digit characters
+ $iban = preg_replace('/[^a-zA-Z0-9]/','',$iban);
+ return $iban;
+}
+
+# Convert an IBAN to human format. To do this, we
+# simply insert spaces right now, as per the ECBS
+# (European Committee for Banking Standards) 
+# recommendations available at:
+# http://www.europeanpaymentscouncil.eu/knowledge_bank_download.cfm?file=ECBS%20standard%20implementation%20guidelines%20SIG203V3.2.pdf 
+function iban_to_human_format($iban) {
+ # First verify validity, or return
+ if(!verify_iban($iban)) { return false; }
+ # Add spaces every four characters
+ $human_iban = '';
+ for($i=0;$i<strlen($iban);$i++) {
+  $human_iban .= substr($iban,$i,1);
+  if(($i>0) && (($i+1)%4==0)) { $human_iban .= ' '; }
+ }
+ return $human_iban;
+}
+
+# Get the country part from an IBAN
+function iban_get_country_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ return substr($iban,0,2);
+}
+
+# Get the checksum part from an IBAN
+function iban_get_checksum_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ return substr($iban,2,2);
+}
+
+# Get the BBAN part from an IBAN
+function iban_get_bban_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ return substr($iban,4);
+}
+
+# Check the checksum of an IBAN - code modified from Validate_Finance PEAR class
+function iban_verify_checksum($iban) {
+ # convert to machine format
+ $iban = iban_to_machine_format($iban);
+ # move first 4 chars (countrycode and checksum) to the end of the string
+ $tempiban = substr($iban, 4).substr($iban, 0, 4);
+ # subsitutute chars
+ $tempiban = iban_checksum_string_replace($tempiban);
+ # mod97-10
+ $result = iban_mod97_10($tempiban);
+ # checkvalue of 1 indicates correct IBAN checksum
+ if ($result != 1) {
+  return false;
+ }
+ return true;
+}
+
+# Find the correct checksum for an IBAN
+#  $iban  The IBAN whose checksum should be calculated
+function iban_find_checksum($iban) {
+ $iban = iban_to_machine_format($iban);
+ # move first 4 chars to right
+ $left = substr($iban,0,2) . '00'; # but set right-most 2 (checksum) to '00'
+ $right = substr($iban,4);
+ # glue back together
+ $tmp = $right . $left;
+ # convert letters using conversion table
+ $tmp = iban_checksum_string_replace($tmp);
+ # get mod97-10 output
+ $checksum = iban_mod97_10_checksum($tmp);
+ # return 98 minus the mod97-10 output, left zero padded to two digits
+ return str_pad((98-$checksum),2,'0',STR_PAD_LEFT);
+}
+
+# Set the correct checksum for an IBAN
+#  $iban  IBAN whose checksum should be set
+function iban_set_checksum($iban) {
+ $iban = iban_to_machine_format($iban);
+ return substr($iban,0,2) . iban_find_checksum($iban) . substr($iban,4);
+}
+
+# Character substitution required for IBAN MOD97-10 checksum validation/generation
+#  $s  Input string (IBAN)
+function iban_checksum_string_replace($s) {
+ $iban_replace_chars = range('A','Z');
+ foreach (range(10,35) as $tempvalue) { $iban_replace_values[]=strval($tempvalue); }
+ return str_replace($iban_replace_chars,$iban_replace_values,$s);
+}
+
+# Same as below but actually returns resulting checksum
+function iban_mod97_10_checksum($numeric_representation) {
+ $checksum = intval(substr($numeric_representation, 0, 1));
+ for ($position = 1; $position < strlen($numeric_representation); $position++) {
+  $checksum *= 10;
+  $checksum += intval(substr($numeric_representation,$position,1));
+  $checksum %= 97;
+ }
+ return $checksum;
+}
+
+# Perform MOD97-10 checksum calculation ('Germanic-level effiency' version - thanks Chris!)
+function iban_mod97_10($numeric_representation) {
+ global $__disable_iiban_gmp_extension;
+ # prefer php5 gmp extension if available
+ if(!($__disable_iiban_gmp_extension) && function_exists('gmp_intval')) { return gmp_intval(gmp_mod(gmp_init($numeric_representation, 10),'97')) === 1; }
+
+/*
+ # old manual processing (~16x slower)
+ $checksum = intval(substr($numeric_representation, 0, 1));
+ for ($position = 1; $position < strlen($numeric_representation); $position++) {
+  $checksum *= 10;
+  $checksum += intval(substr($numeric_representation,$position,1));
+  $checksum %= 97;
+ }
+ return $checksum;
+ */
+
+ # new manual processing (~3x slower)
+ $length = strlen($numeric_representation);
+ $rest = "";
+ $position = 0;
+ while ($position < $length) {
+        $value = 9-strlen($rest);
+        $n = $rest . substr($numeric_representation,$position,$value);
+        $rest = $n % 97;
+        $position = $position + $value;
+ }
+ return ($rest === 1);
+}
+
+# Get an array of all the parts from an IBAN
+function iban_get_parts($iban) {
+ return array(
+         'country'	=>      iban_get_country_part($iban),
+ 	 'checksum'	=>	iban_get_checksum_part($iban),
+	 'bban'		=>	iban_get_bban_part($iban),
+ 	 'bank'		=>	iban_get_bank_part($iban),
+	 'country'	=>	iban_get_country_part($iban),
+	 'branch'	=>	iban_get_branch_part($iban),
+	 'account'	=>	iban_get_account_part($iban)
+        );
+}
+
+# Get the Bank ID (institution code) from an IBAN
+function iban_get_bank_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ $country = iban_get_country_part($iban);
+ $start = iban_country_get_bankid_start_offset($country);
+ $stop = iban_country_get_bankid_stop_offset($country);
+ if($start!=''&&$stop!='') {
+  $bban = iban_get_bban_part($iban);
+  return substr($bban,$start,($stop-$start+1));
+ }
+ return '';
+}
+
+# Get the Branch ID (sort code) from an IBAN
+function iban_get_branch_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ $country = iban_get_country_part($iban);
+ $start = iban_country_get_branchid_start_offset($country);
+ $stop = iban_country_get_branchid_stop_offset($country);
+ if($start!=''&&$stop!='') {
+  $bban = iban_get_bban_part($iban);
+  return substr($bban,$start,($stop-$start+1));
+ }
+ return '';
+}
+
+# Get the (branch-local) account ID from an IBAN
+function iban_get_account_part($iban) {
+ $iban = iban_to_machine_format($iban);
+ $country = iban_get_country_part($iban);
+ $start = iban_country_get_branchid_stop_offset($country);
+ if($start=='') {
+  $start = iban_country_get_bankid_stop_offset($country);
+ }
+ if($start!='') {
+  $bban = iban_get_bban_part($iban);
+  return substr($bban,$start+1);
+ }
+ return '';
+}
+
+# Get the name of an IBAN country
+function iban_country_get_country_name($iban_country) {
+ return _iban_country_get_info($iban_country,'country_name');
+}
+
+# Get the domestic example for an IBAN country
+function iban_country_get_domestic_example($iban_country) {
+ return _iban_country_get_info($iban_country,'domestic_example');
+}
+
+# Get the BBAN example for an IBAN country
+function iban_country_get_bban_example($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_example');
+}
+
+# Get the BBAN format (in SWIFT format) for an IBAN country
+function iban_country_get_bban_format_swift($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_format_swift');
+}
+
+# Get the BBAN format (as a regular expression) for an IBAN country
+function iban_country_get_bban_format_regex($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_format_regex');
+}
+
+# Get the BBAN length for an IBAN country
+function iban_country_get_bban_length($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_length');
+}
+
+# Get the IBAN example for an IBAN country
+function iban_country_get_iban_example($iban_country) {
+ return _iban_country_get_info($iban_country,'iban_example');
+}
+
+# Get the IBAN format (in SWIFT format) for an IBAN country
+function iban_country_get_iban_format_swift($iban_country) {
+ return _iban_country_get_info($iban_country,'iban_format_swift');
+}
+
+# Get the IBAN format (as a regular expression) for an IBAN country
+function iban_country_get_iban_format_regex($iban_country) {
+ return _iban_country_get_info($iban_country,'iban_format_regex');
+}
+
+# Get the IBAN length for an IBAN country
+function iban_country_get_iban_length($iban_country) {
+ return _iban_country_get_info($iban_country,'iban_length');
+}
+
+# Get the BBAN Bank ID start offset for an IBAN country
+function iban_country_get_bankid_start_offset($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_bankid_start_offset');
+}
+
+# Get the BBAN Bank ID stop offset for an IBAN country
+function iban_country_get_bankid_stop_offset($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_bankid_stop_offset');
+}
+
+# Get the BBAN Branch ID start offset for an IBAN country
+function iban_country_get_branchid_start_offset($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_branchid_start_offset');
+}
+
+# Get the BBAN Branch ID stop offset for an IBAN country
+function iban_country_get_branchid_stop_offset($iban_country) {
+ return _iban_country_get_info($iban_country,'bban_branchid_stop_offset');
+}
+
+# Get the registry edition for an IBAN country
+function iban_country_get_registry_edition($iban_country) {
+ return _iban_country_get_info($iban_country,'registry_edition');
+}
+
+# Is the IBAN country a SEPA member?
+function iban_country_is_sepa($iban_country) {
+ return _iban_country_get_info($iban_country,'country_sepa');
+}
+
+# Get the list of all IBAN countries
+function iban_countries() {
+ global $_iban_registry;
+ return array_keys($_iban_registry);
+}
+
+# Given an incorrect IBAN, return an array of zero or more checksum-valid
+# suggestions for what the user might have meant, based upon common
+# mistranscriptions.
+function iban_mistranscription_suggestions($incorrect_iban) {
+ 
+ # abort on ridiculous length input (but be liberal)
+ $length = strlen($incorrect_iban);
+ if($length<5 || $length>34) { return array('(length bad)'); }
+
+ # abort if mistranscriptions data is unable to load
+ if(!_iban_load_mistranscriptions()) { return array('(failed to load)'); }
+
+ # init
+ global $_iban_mistranscriptions;
+ $suggestions = array();
+
+ # we have a string of approximately IBAN-like length.
+ # ... now let's make suggestions.
+ $numbers = array('0','1','2','3','4','5','6','7','8','9');
+ for($i=0;$i<$length;$i++) {
+  # get the character at this position
+  $character = substr($incorrect_iban,$i,1);
+  # for each known transcription error resulting in this character
+  foreach($_iban_mistranscriptions[$character] as $possible_origin) {
+   # if we're:
+   #  - in the first 2 characters (country) and the possible replacement
+   #    is a letter
+   #  - in the 3rd or 4th characters (checksum) and the possible
+   #    replacement is a number
+   #  - later in the string
+   if(($i<2 && !in_array($possible_origin,$numbers)) ||
+      ($i>=2 && $i<=3 && in_array($possible_origin,$numbers)) ||
+      $i>3) {
+    # construct a possible IBAN using this possible origin for the
+    # mistranscribed character, replaced at this position only
+    $possible_iban = substr($incorrect_iban,0,$i) . $possible_origin .  substr($incorrect_iban,$i+1);
+    # if the checksum passes, return it as a possibility
+    if(verify_iban($possible_iban)) {
+     array_push($suggestions,$possible_iban);
+    }
+   }
+  }
+ }
+
+ # now we check for the type of mistransposition case where all of
+ # the characters of a certain type within a string were mistransposed.
+ #  - first generate a character frequency table
+ $char_freqs = array();
+ for($i=0;$i<strlen($incorrect_iban);$i++) {
+  if(!isset($char_freqs[substr($incorrect_iban,$i,1)])) {
+   $char_freqs[substr($incorrect_iban,$i,1)] = 1;
+  }
+  else {
+   $char_freqs[substr($incorrect_iban,$i,1)]++;
+  }
+ }
+ #  - now, for each of the characters in the string...
+ foreach($char_freqs as $char=>$freq) {
+  # if the character occurs more than once
+  if($freq>1) {
+   # check the 'all occurrences of <char> were mistranscribed' case
+   foreach($_iban_mistranscriptions[$char] as $possible_origin) {
+    $possible_iban = str_replace($char,$possible_origin,$incorrect_iban);
+    if(verify_iban($possible_iban)) {
+     array_push($suggestions,$possible_iban);
+    }
+   }
+  }
+ }
+
+ return $suggestions;
+}
+
+
+##### internal use functions - safe to ignore ######
+
+# Load the IBAN registry from disk.
+global $_iban_registry;
+$_iban_registry = array();
+_iban_load_registry();
+function _iban_load_registry() {
+ global $_iban_registry;
+ # if the registry is not yet loaded, or has been corrupted, reload
+ if(!is_array($_iban_registry) || count($_iban_registry)<1) {
+  $data = file_get_contents(dirname(__FILE__) . '/registry.txt');
+  $lines = explode("\n",$data);
+  array_shift($lines); # drop leading description line
+  # loop through lines
+  foreach($lines as $line) {
+   if($line!='') {
+    # split to fields
+    $old_display_errors_value = ini_get('display_errors');
+    ini_set('display_errors',false);
+    $old_error_reporting_value = ini_get('error_reporting');
+    ini_set('error_reporting',false);
+    list($country,$country_name,$domestic_example,$bban_example,$bban_format_swift,$bban_format_regex,$bban_length,$iban_example,$iban_format_swift,$iban_format_regex,$iban_length,$bban_bankid_start_offset,$bban_bankid_stop_offset,$bban_branchid_start_offset,$bban_branchid_stop_offset,$registry_edition,$country_sepa) = explode('|',$line);
+    ini_set('display_errors',$old_display_errors_value);
+    ini_set('error_reporting',$old_error_reporting_value);
+    # assign to registry
+    $_iban_registry[$country] = array(
+                                'country'			=>	$country,
+ 				'country_name'			=>	$country_name,
+				'country_sepa'			=>	$country_sepa,
+ 				'domestic_example'		=>	$domestic_example,
+				'bban_example'			=>	$bban_example,
+				'bban_format_swift'		=>	$bban_format_swift,
+				'bban_format_regex'		=>	$bban_format_regex,
+				'bban_length'			=>	$bban_length,
+				'iban_example'			=>	$iban_example,
+				'iban_format_swift'		=>	$iban_format_swift,
+				'iban_format_regex'		=>	$iban_format_regex,
+				'iban_length'			=>	$iban_length,
+				'bban_bankid_start_offset'	=>	$bban_bankid_start_offset,
+				'bban_bankid_stop_offset'	=>	$bban_bankid_stop_offset,
+				'bban_branchid_start_offset'	=>	$bban_branchid_start_offset,
+				'bban_branchid_stop_offset'	=>	$bban_branchid_stop_offset,
+				'registry_edition'		=>	$registry_edition
+                               );
+   }
+  }
+ }
+}
+
+# Get information from the IBAN registry by example IBAN / code combination
+function _iban_get_info($iban,$code) {
+ $country = iban_get_country_part($iban);
+ return _iban_country_get_info($country,$code);
+}
+
+# Get information from the IBAN registry by country / code combination
+function _iban_country_get_info($country,$code) {
+ global $_iban_registry;
+ $country = strtoupper($country);
+ $code = strtolower($code);
+ if(array_key_exists($country,$_iban_registry)) {
+  if(array_key_exists($code,$_iban_registry[$country])) {
+   return $_iban_registry[$country][$code];
+  }
+ }
+ return false;
+}
+
+# Load common mistranscriptions from disk.
+function _iban_load_mistranscriptions() {
+ global $_iban_mistranscriptions;
+ # do not reload if already present
+ if(is_array($_iban_mistranscriptions) && count($_iban_mistranscriptions) == 36) { return true; }
+ $_iban_mistranscriptions = array();
+ $file = dirname(__FILE__) . '/mistranscriptions.txt';
+ if(!file_exists($file) || !is_readable($file)) { return false; }
+ $data = file_get_contents($file);
+ $lines = explode("\n",$data);
+ foreach($lines as $line) {
+  # match lines with ' c-<x> = <something>' where x is a word-like character
+  if(preg_match('/^ *c-(\w) = (.*?)$/',$line,$matches)) {
+   # normalize the character to upper case
+   $character = strtoupper($matches[1]);
+   # break the possible origins list at '/', strip quotes & spaces
+   $chars = explode(' ',str_replace('"','',preg_replace('/ *?\/ *?/','',$matches[2])));
+   # assign as possible mistranscriptions for that character
+   $_iban_mistranscriptions[$character] = $chars;
+  }
+ }
+ return true;
+}
+
+?>
diff --git a/htdocs/includes/php-iban/registry.txt b/htdocs/includes/php-iban/registry.txt
new file mode 100644
index 0000000000000000000000000000000000000000..ffe714139dd2845d796e8864d93301aec3d8d6ac
--- /dev/null
+++ b/htdocs/includes/php-iban/registry.txt
@@ -0,0 +1,81 @@
+country_code|country_name|domestic_example|bban_example|bban_format_swift|bban_format_regex|bban_length|iban_example|iban_format_swift|iban_format_regex|iban_length|bban_bankid_start_offset|bban_bankid_stop_offset|bban_branchid_start_offset|bban_branchid_stop_offset|registry_edition|country_sepa
+AA|IIBAN (Internet)|0011123Z5678|0011123Z5678|12!a|^[A-Z0-9]{12}$|12|AA120011123Z5678|AA2!n12!a|^AA(\d{2})([A-Z0-9]{12})$|16|0|3|||N/A|0
+AL|Albania|0000000235698741|212110090000000235698741|8!n16!c|^(\d{8})([A-Za-z0-9]{16})$|24|AL47212110090000000235698741|AL2!n8!n16!c|^AL(\d{2})(\d{8})([A-Za-z0-9]{16})$|28|0|2|3|6|2011-06-20|0
+AD|Andorra|2030200359100100|00012030200359100100|4!n4!n12!c|^(\d{4})(\d{4})([A-Za-z0-9]{12})$|20|AD1200012030200359100100|AD2!n4!n4!n12!c|^AD(\d{2})(\d{4})(\d{4})([A-Za-z0-9]{12})$|24|0|3|4|7|2011-06-20|0
+AT|Austria|19043-234573201|1904300234573201|5!n11!n|^(\d{5})(\d{11})$|16|AT611904300234573201|AT2!n5!n11!n|^AT(\d{2})(\d{5})(\d{11})$|20|0|4|||2011-06-20|1
+AX|Aland Islands|123456-785|12345600000785|6!n7!n1!n|^(\d{6})(\d{7})(\d{1})$|14|AX2112345600000785|AX2!n6!n7!n1!n|^AX(\d{2})(\d{6})(\d{7})(\d{1})$|18|0|2|||2013-09-05|1
+AZ|Azerbaijan|NABZ00000000137010001944|NABZ00000000137010001944|4!a20!c|^([A-Z]{4})([A-Za-z0-9]{20})$|24|AZ21NABZ00000000137010001944|AZ2!n4!a20!c|^AZ(\d{2})([A-Z]{4})([A-Za-z0-9]{20})$|28|0|3|||2012-05-29|0
+BH|Bahrain|00001299123456|BMAG00001299123456|4!a14!c|^([A-Z]{4})([A-Za-z0-9]{14})$|22|BH67BMAG00001299123456|BH2!n4!a14!c|^BH(\d{2})([A-Z]{4})([A-Za-z0-9]{14})$|22|0|3|||2012-05-29|0
+BE|Belgium|539-0075470-34|539007547034|3!n7!n2!n|^(\d{3})(\d{7})(\d{2})$|12|BE68539007547034|BE2!n3!n7!n2!n|^BE(\d{2})(\d{3})(\d{7})(\d{2})$|16|0|2|||2011-06-20|1
+BA|Bosnia and Herzegovina|199-044-00012002-79|1990440001200279|3!n3!n8!n2!n|^(\d{3})(\d{3})(\d{8})(\d{2})$|16|BA391290079401028494|BA2!n3!n3!n8!n2!n|^BA(\d{2})(\d{3})(\d{3})(\d{8})(\d{2})$|20|0|2|3|5|2011-06-20|0
+BR|Brazil|0009795493C1|00360305000010009795493P1|8!n5!n10!n1!a1!c|^(\d{8})(\d{5})(\d{10})([A-Z]{1})([A-Za-z0-9]{1})$|25|BR2300360305000010009795493P1BR1800000000141455123924100C2|BR2!n8!n5!n10!n1!a1!c|^BR(\d{2})(\d{8})(\d{5})(\d{10})([A-Z]{1})([A-Za-z0-9]{1})$|29|0|7|8|12|2013-06-20|0
+BG|Bulgaria|BNBG 9661 1020 3456 78|BNBG96611020345678|4!a4!n2!n8!c|^([A-Z]{4})(\d{4})(\d{2})([A-Za-z0-9]{8})$|18|BG80BNBG96611020345678|BG2!n4!a4!n2!n8!c|^BG(\d{2})([A-Z]{4})(\d{4})(\d{2})([A-Za-z0-9]{8})$|22|0|3|4|7|2011-06-20|1
+CR|Costa Rica|1026284066|15202001026284066|3!n14!n|^(\d{3})(\d{14})$|7|CR91202001026284066|CR2!n3!n14!n|^CR(\d{2})(\d{3})(\d{14})$|21|0|2|||2012-05-29|0
+HR|Croatia|1001005-1863000160|10010051863000160|7!n10!n|^(\d{7})(\d{10})$|17|HR1210010051863000160|HR2!n7!n10!n|^HR(\d{2})(\d{7})(\d{10})$|21|0|6|||2011-06-20|1
+CY|Cyprus|1200527600|002001280000001200527600|3!n5!n16!c|^(\d{3})(\d{5})([A-Za-z0-9]{16})$|24|CY17002001280000001200527600|CY2!n3!n5!n16!c|^CY(\d{2})(\d{3})(\d{5})([A-Za-z0-9]{16})$|28|0|2|3|7|2011-06-20|1
+CZ|Czech Republic|19-2000145399/0800|08000000192000145399|4!n6!n10!n|^(\d{4})(\d{6})(\d{10})$|20|CZ6508000000192000145399|CZ2!n4!n6!n10!n|^CZ(\d{2})(\d{4})(\d{6})(\d{10})$|24|0|3|4|9|2011-06-20|1
+DK|Denmark|0040 0440116243, 6460 0001631634, 6471 0001000206|00400440116243, 64600001631634, 64710001000206|4!n9!n1!n|^(\d{4})(\d{9})(\d{1})$|14|DK5000400440116243|DK2!n4!n9!n1!n|^DK(\d{2})(\d{4})(\d{9})(\d{1})$|18|0|3|||2011-06-20|1
+FO|Faroe Islands|0040 0440116243, 6460 0001631634, 6471 0001000206|00400440116243, 64600001631634, 64710001000206|4!n9!n1!n|^(\d{4})(\d{9})(\d{1})$|14|FO2000400440116243|FO2!n4!n9!n1!n|^FO(\d{2})(\d{4})(\d{9})(\d{1})$|18|0|3|||2011-06-20|0
+GL|Greenland|0040 0440116243, 6460 0001631634, 6471 0001000206|00400440116243, 64600001631634, 64710001000206|4!n9!n1!n|^(\d{4})(\d{9})(\d{1})$|14|GL2000400440116243|GL2!n4!n9!n1!n|^GL(\d{2})(\d{4})(\d{9})(\d{1})$|18|0|3|||2011-06-20|0
+DO|Dominican Republic|1212453611324|AGR00000001212453611324|4!c20!n|^([A-Za-z0-9]{4})(\d{20})$|24|DO28BAGR00000001212453611324|DO2!n4!c20!n|^DO(\d{2})([A-Za-z0-9]{4})(\d{20})$|28|0|3|||2011-06-20|0
+EE|Estonia|221020145685|2200221020145685|2!n2!n11!n1!n|^(\d{2})(\d{2})(\d{11})(\d{1})$|16|EE382200221020145685|EE2!n2!n2!n11!n1!n|^EE(\d{2})(\d{2})(\d{2})(\d{11})(\d{1})$|20|0|1|||2011-06-20|1
+FI|Finland|123456-785|12345600000785|6!n7!n1!n|^(\d{6})(\d{7})(\d{1})$|14|FI2112345600000785|FI2!n6!n7!n1!n|^FI(\d{2})(\d{6})(\d{7})(\d{1})$|18|0|2|||2013-08-05|1
+FR|France|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|FR1420041010050500013M02606|FR2!n5!n5!n11!c2!n|^FR(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+BL|Saint Barthelemy|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|BL9820041010050500013M02606|BL2!n5!n5!n11!c2!n|^BL(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-02-08|0
+GF|French Guyana|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|GF4120041010050500013M02606|GF2!n5!n5!n11!c2!n|^GF(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+GP|Guadelope|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|GP1120041010050500013M02606|GP2!n5!n5!n11!c2!n|^GP(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+MF|Saint Martin (French Part)|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|MF9820041010050500013M02606|MF2!n5!n5!n11!c2!n|^MF(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-02-08|0
+MQ|Martinique|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|MQ5120041010050500013M02606|MQ2!n5!n5!n11!c2!n|^MQ(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+RE|Reunion|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|RE4220041010050500013M02606|RE2!n5!n5!n11!c2!n|^RE(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+PF|French Polynesia|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|PF5720041010050500013M02606|PF2!n5!n5!n11!c2!n|^PF(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2011-06-20|0
+TF|French Southern Territories|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|TF2120041010050500013M02606|TF2!n5!n5!n11!c2!n|^TF(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2011-06-20|0
+YT|Mayotte|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|YT3120041010050500013M02606|YT2!n5!n5!n11!c2!n|^YT(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+NC|New Caledonia|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|NC8420041010050500013M02606|NC2!n5!n5!n11!c2!n|^NC(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2011-06-20|0
+PM|Saint Pierre et Miquelon|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|PM3620041010050500013M02606|PM2!n5!n5!n11!c2!n|^PM(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2013-08-28|1
+WF|Wallis and Futuna Islands|20041 01005 0500013M026 06|20041010050500013M02606|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|WF9120041010050500013M02606|WF2!n5!n5!n11!c2!n|^WF(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2011-06-20|0
+GE|Georgia|0000000101904917|NB0000000101904917|2!a16!n|^([A-Z]{2})(\d{16})$|18|GE29NB0000000101904917|GE2!n2!a16!n|^GE(\d{2})([A-Z]{2})(\d{16})$|22|0|1|||2011-06-20|0
+DE|Germany|37040044-532013000|370400440532013000|8!n10!n|^(\d{8})(\d{10})$|18|DE89370400440532013000|DE2!n8!n10!n|^DE(\d{2})(\d{8})(\d{10})$|22|0|7|||2011-06-20|1
+GI|Gibraltar|0000 00007099 453|NWBK000000007099453|4!a15!c|^([A-Z]{4})([A-Za-z0-9]{15})$|19|GI75NWBK000000007099453|GI2!n4!a15!c|^GI(\d{2})([A-Z]{4})([A-Za-z0-9]{15})$|23|0|3|||2011-06-20|1
+GR|Greece|01250000000012300695|01101250000000012300695|3!n4!n16!c|^(\d{3})(\d{4})([A-Za-z0-9]{16})$|23|GR1601101250000000012300695|GR2!n3!n4!n16!c|^GR(\d{2})(\d{3})(\d{4})([A-Za-z0-9]{16})$|27|0|2|3|6|2011-06-20|1
+GT|Guatemala|01020000001210029690|TRAJ01020000001210029690|4!c20!c|^([A-Za-z0-9]{4})([A-Za-z0-9]{20})$|24|GT82TRAJ01020000001210029690|GT2!n4!c20!c|^GT(\d{2})([A-Za-z0-9]{4})([A-Za-z0-9]{20})$|28|0|3|||2012-05-29|0
+HU|Hungary|11773016-11111018-00000000|117730161111101800000000|3!n4!n1!n15!n1!n|^(\d{3})(\d{4})(\d{1})(\d{15})(\d{1})$|24|HU42117730161111101800000000|HU2!n3!n4!n1!n15!n1!n|^HU(\d{2})(\d{3})(\d{4})(\d{1})(\d{15})(\d{1})$|28|0|2|3|6|2011-06-20|1
+IS|Iceland|0159-26-007654-551073-0339|0159260076545510730339|4!n2!n6!n10!n|^(\d{4})(\d{2})(\d{6})(\d{10})$|22|IS140159260076545510730339|IS2!n4!n2!n6!n10!n|^IS(\d{2})(\d{4})(\d{2})(\d{6})(\d{10})$|26|0|3|6|11|2011-06-20|1
+IE|Ireland|93-11-52 12345678|AIBK93115212345678|4!a6!n8!n|^([A-Z]{4})(\d{6})(\d{8})$|18|IE29AIBK93115212345678|IE2!n4!a6!n8!n|^IE(\d{2})([A-Z]{4})(\d{6})(\d{8})$|22|0|3|4|9|2011-06-20|1
+IL|Israel|10-800-99999999|100800000099999000|3!n3!n13!n|^(\d{3})(\d{3})(\d{13})$|19|IL620108000000099999999|IL2!n3!n3!n13!n|^IL(\d{2})(\d{3})(\d{3})(\d{13})$|23|0|2|3|5|2011-06-20|0
+IT|Italy|X 05428 11101 000000123456|X0542811101000000123456|1!a5!n5!n12!c|^([A-Z]{1})(\d{5})(\d{5})([A-Za-z0-9]{12})$|23|IT60X0542811101000000123456|IT2!n1!a5!n5!n12!c|^IT(\d{2})([A-Z]{1})(\d{5})(\d{5})([A-Za-z0-9]{12})$|27|0|5|6|10|2011-06-20|1
+JO|Jordan|1310000302|CBJO0010000000000131000302|4!a4!n18!c|^([A-Z]{4})(\d{4})([A-Za-z0-9]{18})$|26|JO94CBJO0010000000000131000302|JO2!n4!a4!n18!c|^JO(\d{2})([A-Z]{4})(\d{4})([A-Za-z0-9]{18})$|30|0|3|4|7|2014-06-05|0
+KZ|Kazakhstan|KZ86 125K ZT50 0410 0100|125KZT5004100100|3!n13!c|^(\d{3})([A-Za-z0-9]{13})$|16|KZ07|KZ2!n3!n13!c|^KZ(\d{2})(\d{3})([A-Za-z0-9]{13})$||0|2|||2014-06-05|0
+KW|Kuwait|CBKU0000000000001234560101|CBKU0000000000001234560101|4!a22!c|^([A-Z]{4})([A-Za-z0-9]{22})$|26|KW81CBKU0000000000001234560101|KW2!n4!a22!n|^KW(\d{2})([A-Z]{4})(\d{22})$|30|0|3|||2011-06-20|0
+LV|Latvia|BANK 0000 4351 9500 1|BANK0000435195001|4!a13!c|^([A-Z]{4})([A-Za-z0-9]{13})$|17|LV80BANK0000435195001|LV2!n4!a13!c|^LV(\d{2})([A-Z]{4})([A-Za-z0-9]{13})$|21|0|3|||2011-06-20|1
+LB|Lebanon|01 001 901229114|0999 0000 0001 0019 0122 9114|4!n20!c|^(\d{4})([A-Za-z0-9]{20})$|24|LB62099900000001001901229114|LB2!n4!n20!c|^LB(\d{2})(\d{4})([A-Za-z0-9]{20})$|28|0|3|||2011-06-20|0
+LI|Liechtenstein|8810 2324013AA|088100002324013AA|5!n12!c|^(\d{5})([A-Za-z0-9]{12})$|19|LI21088100002324013AA|LI2!n5!n12!c|^LI(\d{2})(\d{5})([A-Za-z0-9]{12})$|21|0|4|||2012-05-29|1
+LT|Lithuania|1000 0111 0100 1000|10000011101001000|5!n11!n|^(\d{5})(\d{11})$|16|LT121000011101001000|LT2!n5!n11!n|^LT(\d{2})(\d{5})(\d{11})$|20|0|4|||2011-06-20|1
+LU|Luxembourg|0019 4006 4475 0000|0019400644750000|3!n13!c|^(\d{3})([A-Za-z0-9]{13})$|16|LU280019400644750000|LU2!n3!n13!c|^LU(\d{2})(\d{3})([A-Za-z0-9]{13})$|20|0|2|||2011-06-20|1
+MK|Macedonia|300 0000000424 25|250120000058984|3!n10!c2!n|^(\d{3})([A-Za-z0-9]{10})(\d{2})$|15|MK07250120000058984|MK2!n3!n10!c2!n|^MK(\d{2})(\d{3})([A-Za-z0-9]{10})(\d{2})$|19|0|2|||2012-05-29|0
+MT|Malta|12345MTLCAST001S|MALT011000012345MTLCAST001S|4!a5!n18!c|^([A-Z]{4})(\d{5})([A-Za-z0-9]{18})$|27|MT84MALT011000012345MTLCAST001S|MT2!n4!a5!n18!c|^MT(\d{2})([A-Z]{4})(\d{5})([A-Za-z0-9]{18})$|31|0|3|4|8|2011-06-20|1
+MR|Mauritania|00020 00101 00001234567 53|00020001010000123456753|5!n5!n11!n2!n|^(\d{5})(\d{5})(\d{11})(\d{2})$|23|MR1300020001010000123456753|MR135!n5!n11!n2!n|^MR13(\d{5})(\d{5})(\d{11})(\d{2})$|27|0|4|5|9|2011-06-20|0
+MU|Mauritius|BOMM 0101 1010 3030 0200 000M UR|BOMM0101101030300200000MUR|4!a2!n2!n12!n3!n3!a|^([A-Z]{4})(\d{2})(\d{2})(\d{12})(\d{3})([A-Z]{3})$|26|MU17BOMM0101101030300200000MUR|MU2!n4!a2!n2!n12!n3!n3!a|^MU(\d{2})([A-Z]{4})(\d{2})(\d{2})(\d{12})(\d{3})([A-Z]{3})$|30|0|5|6|7|2011-06-20|0
+MD|Moldova|00225100013104168|AG000225100013104168|2!c18!c|^([A-Za-z0-9]{2})([A-Za-z0-9]{18})$|20|MD24AG000225100013104168|MD2!n20!c|^MD(\d{2})([A-Za-z0-9]{20})$|24|0|1|||2012-09-09|0
+MC|Monaco|0011111000h|11222 00001 01234567890 30|5!n5!n11!c2!n|^(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|23|MC5811222000010123456789030|MC2!n5!n5!n11!c2!n|^MC(\d{2})(\d{5})(\d{5})([A-Za-z0-9]{11})(\d{2})$|27|0|4|5|9|2011-06-20|1
+ME|Montenegro|505 0000123456789 51|505000012345678951|3!n13!n2!n|^(\d{3})(\d{13})(\d{2})$|18|ME25505000012345678951|ME2!n3!n13!n2!n|^ME(\d{2})(\d{3})(\d{13})(\d{2})$|22|0|2|||2011-06-20|0
+NL|The Netherlands|041 71 64 300|ABNA0417164300|4!a10!n|^([A-Z]{4})(\d{10})$|14|NL91ABNA0417164300|NL2!n4!a10!n|^NL(\d{2})([A-Z]{4})(\d{10})$|18|0|3|4|3|2013-06-20|1
+NO|Norway|8601 11 17947|86011117947|4!n6!n1!n|^(\d{4})(\d{6})(\d{1})$|11|NO9386011117947|NO2!n4!n6!n1!n|^NO(\d{2})(\d{4})(\d{6})(\d{1})$|15|0|3|||2011-06-20|1
+PK|Pakistan|00260101036360|SCBL0000001123456702|4!a16!c|^([A-Z]{4})([A-Za-z0-9]{16})$|20|PK36SCBL0000001123456702|PK2!n4!a16!c|^PK(\d{2})([A-Z]{4})([A-Za-z0-9]{16})$|24|0|3|||2012-05-29|0
+PL|Poland|61 1090 1014 0000 0712 1981 2874|109010140000071219812874|8!n16!n|^(\d{8})(\d{16})$|24|PL61109010140000071219812874|PL2!n8!n16n|^PL(\d{2})(\d{8})(\d{1,16})$|28|0|7|||2011-06-20|1
+PS|Palestine|400123456702|PALS000000000400123456702|4!a21!c|^([A-Z]{4})([A-Za-z0-9]{21})$|25|PS92PALS000000000400123456702|PS2!n4!a21!c|^PS(\d{2})([A-Z]{4})([A-Za-z0-9]{21})$|29|0|3|||2013-09-05|0
+PT|Portugal|0002.0123.12345678901.54|000201231234567890154|4!n4!n11!n2!n|^(\d{4})(\d{4})(\d{11})(\d{2})$|21|PT50000201231234567890154|PT2!n4!n4!n11!n2!n|^PT(\d{2})(\d{4})(\d{4})(\d{11})(\d{2})$|25|0|3|4|7|2013-09-05|1
+QA|Qatar|QA58DOHB00001234567890ABCDEFG|DOHB00001234567890ABCDEFG|4!a4!n17!c|^([A-Z]{4})(\d{4})([A-Za-z0-9]{17})$|29|QA58DOHB00001234567890ABCDEFG|QA2!n4!a4!n17!c|^QA(\d{2})([A-Z]{4})(\d{4})([A-Za-z0-9]{17})$|29|0|3|4|7|2014-06-05|0
+RO|Romania|AAAA 1B31 0075 9384 0000|AAAA1B31007593840000|4!a16!c|^([A-Z]{4})([A-Za-z0-9]{16})$|20|RO49AAAA1B31007593840000|RO2!n4!a16!c|^RO(\d{2})([A-Z]{4})([A-Za-z0-9]{16})$|24|0|3|||2011-06-20|1
+SM|San Marino|U032 2509 8000 0000 0270 100|U0322509800000000270100|1!a5!n5!n12!c|^([A-Z]{1})(\d{5})(\d{5})([A-Za-z0-9]{12})$|23|SM86U0322509800000000270100|SM2!n1!a5!n5!n12!c|^SM(\d{2})([A-Z]{1})(\d{5})(\d{5})([A-Za-z0-9]{12})$|27|0|5|6|10|2011-06-20|1
+SA|Saudi Arabia|608010167519|80000000608010167519|2!n18!c|^(\d{2})([A-Za-z0-9]{18})$|20|SA0380000000608010167519|SA2!n2!n18!c|^SA(\d{2})(\d{2})([A-Za-z0-9]{18})$|24|0|1|||2012-05-29|0
+RS|Serbia|260-0056010016113-79|260005601001611379|3!n13!n2!n|^(\d{3})(\d{13})(\d{2})$|18|RS35260005601001611379|RS2!n3!n13!n2!n|^RS(\d{2})(\d{3})(\d{13})(\d{2})$|22|0|2|||2011-06-20|0
+SK|Slovak Republic|19-8742637541/1200|12000000198742637541|4!n6!n10!n|^(\d{4})(\d{6})(\d{10})$|20|SK3112000000198742637541|SK2!n4!n6!n10!n|^SK(\d{2})(\d{4})(\d{6})(\d{10})$|24|0|3|4|9|2011-06-20|1
+SI|Slovenia|2633 0001 2039 086|263300012039086|5!n8!n2!n|^(\d{5})(\d{8})(\d{2})$|15|SI56191000000123438|SI2!n5!n8!n2!n|^SI(\d{2})(\d{5})(\d{8})(\d{2})$|19|0|1|2|4|2012-09-09|1
+ES|Spain|2100 0418 45 0200051332|21000418450200051332|4!n4!n1!n1!n10!n|^(\d{4})(\d{4})(\d{1})(\d{1})(\d{10})$|20|ES9121000418450200051332|ES2!n4!n4!n1!n1!n10!n|^ES(\d{2})(\d{4})(\d{4})(\d{1})(\d{1})(\d{10})$|24|0|3|4|7|2013-09-05|1
+SE|Sweden|1234 12 3456 1|5000 0000 0583 9825 7466|3!n16!n1!n|^(\d{3})(\d{16})(\d{1})$|20|SE4550000000058398257466|SE2!n3!n16!n1!n|^SE(\d{2})(\d{3})(\d{16})(\d{1})$|24|0|2|||2011-06-20|1
+CH|Switzerland|762 1162-3852.957|00762011623852957|5!n12!c|^(\d{5})([A-Za-z0-9]{12})$|17|CH9300762011623852957|CH2!n5!n12!c|^CH(\d{2})(\d{5})([A-Za-z0-9]{12})$|21|0|4|||2011-06-20|1
+TN|Tunisia|10 006 0351835984788 31|10006035183598478831|2!n3!n13!n2!n|^(\d{2})(\d{3})(\d{13})(\d{2})$|20|TN5910006035183598478831|TN592!n3!n13!n2!n|^TN59(\d{2})(\d{3})(\d{13})(\d{2})$|24|0|1|2|4|2011-06-20|0
+TR|Turkey|0061 01299 1234567890123456789|0006100519786457841326|5!n1!c16!c|^(\d{5})([A-Za-z0-9]{1})([A-Za-z0-9]{16})$|22|TR330006100519786457841326|TR2!n5!n1!c16!c|^TR(\d{2})(\d{5})([A-Za-z0-9]{1})([A-Za-z0-9]{16})$|26|0|4|||2011-06-20|0
+AE|United Arab Emirates|1234567890123456|0331234567890123456|3!n16!n|^(\d{3})(\d{16})$|19|AE070331234567890123456|AE2!n3!n16!n|^AE(\d{2})(\d{3})(\d{16})$|23|0|2|||2011-06-20|0
+GB|United Kingdom|60-16-13 31926819|NWBK60161331926819|4!a6!n8!n|^([A-Z]{4})(\d{6})(\d{8})$|18|GB29NWBK60161331926819|GB2!n4!a6!n8!n|^GB(\d{2})([A-Z]{4})(\d{6})(\d{8})$|22|0|3|4|9|2011-06-20|1
+VG|British Virgin Islands|00000 12 345 678 901|VPVG0000012345678901|4!a16!n|^([A-Z]{4})(\d{16})$|20|VG96VPVG0000012345678901|VG2!n4!a16!n|^VG(\d{2})([A-Z]{4})(\d{16})$|24|0|3|||2012-05-29|0
diff --git a/htdocs/langs/en_US/banks.lang b/htdocs/langs/en_US/banks.lang
index 10a5f5b3c14712bcc71ea86c30ad95709fd53a24..dfa0934ce7022847b0455fda9df377c692087022 100644
--- a/htdocs/langs/en_US/banks.lang
+++ b/htdocs/langs/en_US/banks.lang
@@ -33,7 +33,11 @@ AllTime=From start
 Reconciliation=Reconciliation
 RIB=Bank Account Number
 IBAN=IBAN number
+IbanValid=IBAN is Valid
+IbanNotValid=IBAN is Not Valid
 BIC=BIC/SWIFT number
+SwiftValid=BIC/SWIFT is Valid
+SwiftNotValid=BIC/SWIFT is Not Valid
 StandingOrders=Standing orders
 StandingOrder=Standing order
 Withdrawals=Withdrawals
diff --git a/htdocs/societe/rib.php b/htdocs/societe/rib.php
index f57eb6a5b709545abbd6594f88f866636fec66ea..2a21f6cdc87336e5cb6ae703820fb5b9cf962b63 100644
--- a/htdocs/societe/rib.php
+++ b/htdocs/societe/rib.php
@@ -293,10 +293,26 @@ if ($socid && $action != 'edit' && $action != "create")
 	}
 
 	print '<tr><td valign="top">'.$langs->trans("IBAN").'</td>';
-	print '<td colspan="4">'.$account->iban.'</td></tr>';
+	print '<td colspan="4">'.$account->iban . '&nbsp;';
+    if (! empty($account->iban)) {
+        if (! checkIbanForAccount($account)) {
+            print img_picto($langs->trans("IbanNotValid"),'warning');
+        } else {
+            print img_picto($langs->trans("IbanValid"),'info');
+        }
+    }
+    print '</td></tr>';
 
 	print '<tr><td valign="top">'.$langs->trans("BIC").'</td>';
-	print '<td colspan="4">'.$account->bic.'</td></tr>';
+	print '<td colspan="4">'.$account->bic.'&nbsp;';
+    if (! empty($account->bic)) {
+        if (! checkSwiftForAccount($account)) {
+            print img_picto($langs->trans("SwiftNotValid"),'warning');
+        } else {
+            print img_picto($langs->trans("SwiftValid"),'info');
+        }
+    }
+    print '</td></tr>';
 
 	print '<tr><td valign="top">'.$langs->trans("BankAccountDomiciliation").'</td><td colspan="4">';
 	print $account->domiciliation;